Flood Insurance Information


Flood insurance under the National Flood Insurance Program is available throughout the County of Ventura unincorporated areas and in participating cities within the County of Ventura. To determine if your property is in a federally designated flood-hazard area, contact the city in which you reside. For unincorporated County areas, contact the County of Ventura Department of Public Works at (805) 654-2423.

If you have concerns that flooding may cause damage to your home, we strongly recommend that you contact your insurance broker regarding flood insurance. If your broker is unfamiliar with flood insurance, they can obtain information by contacting the Federal Emergency Management Agency (FEMA) at the following toll free number: 1-888-379-9531.

Flood insurance is available in participating communities, even if your property is not in a flood-hazard area identified by the Federal Government, the County, the city, or the subdivider of your property. Also, for insurance coverage purchased voluntarily, there is a 30-day wait period after the policy is issued before the coverage becomes effective.


Picture of flooding.